Simple, honest pricing
Start free. Upgrade when MindsBudget earns it.
Everything you need to see where you stand.
- 3 uploads/monthBeta — reduces to 1/month after beta
- ✓ Financial health score (0–100)
- ✓ Full spending breakdown by category
- ✓ Recurring charge detection
- ✓ 3 personalized insights
- ✓ Runway calculator
- ✓ No credit card required
Track your progress and improve month over month.
- ✓ Unlimited uploads
- ✓ Monthly Review history — track your score over time
- ✓ Month-over-month spending trends
- ✓ All insights and recommendations unlocked
- ✓ Upcoming bills — expected dates and estimated amounts
- ✓ Bill calendar and cash-flow timeline
- ✓ Forecast confidence scores
Pricing questions
Is my bank statement data safe?
Your statement is parsed into structured transactions and the original file is discarded. We store only the transaction data — never raw files, account numbers, or credentials.
What counts as an upload?
Each time you submit a statement file or paste transaction text, that counts as one upload for the month. The counter resets on the first of each month.
What is the beta free tier?
During our launch beta period, free accounts get 3 uploads per month instead of the standard 1. The beta limit applies automatically — no action needed.
Can I cancel anytime?
Yes. Cancel in seconds from your billing portal — no forms, no friction. Your Pro access continues until the end of the current billing period, then reverts to free automatically.