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Simple, honest pricing

Start free. Upgrade when MindsBudget earns it.

Free
$0/month

Everything you need to see where you stand.

  • 3 uploads/monthBeta — reduces to 1/month after beta
  • ✓ Financial health score (0–100)
  • ✓ Full spending breakdown by category
  • ✓ Recurring charge detection
  • ✓ 3 personalized insights
  • ✓ Runway calculator
  • ✓ No credit card required
Most Popular
Pro
$9/month

Track your progress and improve month over month.

  • ✓ Unlimited uploads
  • ✓ Score history — track progress over time
  • ✓ Month-over-month spending trends
  • ✓ All insights — no locked recommendations
  • ✓ Score comparison vs. other users
  • ✓ Financial tools: Mortgage · Debt · Retirement
  • ✓ PDF report export
🔒 Stripe-secured checkout· Renews monthly until canceled· Cancel anytime · No hidden fees
🔒 No bank login required·🔐 Statements processed securely — never sold or shared·📄 CSV, Excel, PDF, and TXT supported·🛡️ Encrypted at rest and in transit

Not ready to sign up? Try the free bank statement scanner — no account required. Or explore our monthly spending review guide and free financial tools.

Pricing questions

Is my bank statement data safe?

Your statement is parsed into structured transactions and the original file is discarded. We store only the transaction data — never raw files, account numbers, or credentials.

What counts as an upload?

Each time you submit a statement file or paste transaction text, that counts as one upload for the month. The counter resets on the first of each month.

What is the beta free tier?

During our launch beta period, free accounts get 3 uploads per month instead of the standard 1. The beta limit applies automatically — no action needed.

Can I cancel anytime?

Yes. Cancel in seconds from your billing portal — no forms, no friction. Your Pro access continues until the end of the current billing period, then reverts to free automatically.